In this challenging world, people face lots of issues, and they struggle to overcome that problem. In this case, we can see that making money has a crucial point in this life. Because people meet their expenses with their earnings, which means that the more luxury they want, the more money they have to make. In my opinion, having thought of making lots of money could be the right choice for those who wouldn't be appreciated with a moderate life for some reason. First of all, if a person born to a wealthy family and met the fortune at an early age, he/she may always want to live a comfortable life, so having or making much money is a big opportunity for them. Second, there are plenty of chances that can be won only with cash, such as taking a good education, travelling to around the world, making contributions for oneself individually. To have such chances allows people to live their life one step forward when compared with those who tend to live a simple life and are not willing to go after money.
However, due to the occupation at work, making free time for friends or hobbies and interests is a real handicap. So some people believe that going through a simple life and having a good time with people around is significantly much better than a wealthy life. But still, you can't apply this all the time. People make changes and try and taste innovations and add new improvements to their life.
As it is explicitly, I support the idea that making much money is more reasonable rather than to live with an average income.